Commercial and Business Short Term Insurance

1. Commercial / Business Insurance
Part of running your business successfully is ensuring that it’s properly insured – which is where we step in to help, giving you peace of mind to focus on your business and daily operating thereof.
Our insurance plan covers the general contents of your business, theft, electronic and other office equipment, documents and loss of income. Additional options from which you may choose include amongst others, fire, goods in transit, accidental damage, public & employer liability, group personal accident and even business all risks.

2 . Trucks & Goods in Transit
Our Transport Insurance division provides valuable advice and insurance answers to anyone who needs to insure heavy commercial vehicles. This includes company vehicles and vehicles used for deliveries as well as products that are in transit.

3. Corporate Insurance
Our expertise extends to property, casualty and motor insurance and risk management solutions aimed at the larger corporate businesses.
This means tailor-making insurance packages to listed organisations, multinational companies, mining operations, co-operatives, municipalities, tertiary education institutions and chemical operations.
Customised solutions include property damage, business interruption, casualty, fleet and more.

4. Agricultural / Farming Insurance
Our agricultural offerings are flexible enough to ensure you’re always covered – come rain or shine. Take advantage of our comprehensive agricultural package that includes replacement of new vehicles, tow-in costs and safeguarding after mechanical breakdown, trauma treatment, emergency accommodation, passenger liability, vehicle rent, labour practice liability and livestock insurance to name but a few.

5. Marine Insurance
This covers all Marine related operations and shipping insurances. These can be taken out to cover shipment of container loads or marine transportation of goods on an ongoing basis or once-off.
This comprehensive cover also includes all machinery, fittings and accessories related to boating or marine equipment whether you are on the water or ashore or even in the process of transporting your equipment.

6. Special Risk
South African Special Risks Insurance Association (SASRIA). SASRIA covers political riot and strike, but excludes war risks and terrorism.

7. Liabilities
Public Liability: Indemnifies the business against claims for accidental death or injuries, losses or damage to tangible property caused by or arising from the business’ activities.
Employer’s Liability: If the business can be held legally accountable for the death of or bodily harm to any employee or for damage to the property of employees.